Holiday Savings

Holiday spending made simple

Don’t let the holiday season stress you out. Find out how our holiday savings account can easily help you prepare for year-end festivities with smart money management.

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Stay motivated to save

This annual savings account is designed to encourage good saving habits by letting you save money throughout the year for holiday expenses, and it is also a great way to save for your property taxes! Whatever your goals, you can reach them with ease and convenience by enrolling in automatic transfers so you can focus on family, friends, and festivities. If you withdraw your money before November 1st, you’ll have to pay a small penalty, helping you stay motivated to save.

Funds from your Holidays Savings account are automatically dispersed into your Money Market or Free Checking account every year on November 1st.

No monthly service fees

No deposit restrictions

No minimum balance required

Free online banking and eStatements

Earn APY*

All Rates

Start saving today

Fill out the online application and you can open an account in as little as 10 minutes.

1
Online Application
2
Account Opening

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Frequently Asked Questions

Yes! We offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor by the NCUA, backed by the full faith of the United States Government.
We’ll send the money you’ve saved back to your Money Market or Checking Account each year on November 1st.
No

All rates are subject to change. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details.

Rates

Savings Accounts

Account Type

Base Rate³

APY³

Additional Savings⁹

Holiday Savings¹⁰

Vacation Savings¹⁰

IRA Savings Account

All rates are subject to change. Rates are subject to change after account opening. Early withdrawal penalties may apply. For all other terms and fees for each account, contact your branch for the applicable disclosure statement(s). Any fees assessed could reduce earnings on this account. Other terms and conditions may apply, see Credit Union for full details.

All certificates may be opened as an IRA investment and almost all can be opened as an HSA. For more information on which IRA option is right for you please consult with your tax advisor.

The minimum balance to open and maintain a share certificate account is $500, except Smart Growth which has a minimum of $100.

APY = Annual Percentage Yield

³ The share account Base Rates and Annual Percentage Yields shown are the prospective rates and yields the Credit Union anticipates for the applicable Dividend Periods. Dividends are calculated by the daily balance method.

⁹ Dividends will be compounded daily and credited quarterly.

¹⁰ Dividends are not compounded.