Make your office SMARTer
If you need to bring your office into compliance with Farmers®, you’ve come to the right place.
We give you the cash you need to help your workplace shine.
Rates as low as APR*
Monthly Payment
A partner you can trust
If you’re renovating your office, then choose a partner you can trust. We’ve been in the business with Farmers® agents and direct managers for over 80 years, and all of our lending decisions are directly between NW Preferred and borrower. We’ll help you grow your business by meeting the required standards and creating a beautiful office space.
Designed specifically to help Farmer’s® agents meet Smart Office compliance standards
Use your loan for new paint, signage, flooring, and other renovations
Make sure you get the bonus you deserve by staying in compliance
Borrow up to $15,000
Terms up to 48 months
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Approval
I look at NW Preferred as being a fantastic business partner. They helped me to obtain capital to grow my business as well as a lot of my agencies. The process of working with them has been really seamless and simple.
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Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
Rates
Loan Type | APR | Terms (months) |
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Contract Value Loan4,6 |
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Contract Value Loan4,6 |
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Contract Value Line of Credit4,6,7 |
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Contract Value Loan for District Managers8 |
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Leads Loan10 |
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Preferred Agency Staffing Loan9 |
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Office Equipment Loan3 |
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Smart Office Loan |
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Business Line of Credit4,5 |
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Internal Acquisition11 |
Contact Us | |
External Acquisition |
Contact Us |
Rates effective as of: September 19, 2024
f-fixed, v-variable
Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.
3 - Borrow up to $50,000 for new computers, including software and peripherals, new office furniture, other business equipment, etc. Borrower is responsible for any UCC filing fees.
4 - The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.
5 - Maximum loan amount is $50,000.
6 - Loans are secured by an agent's Contract Value. Rate varies based on the term of the loan. Other terms and conditions apply, see credit union for details.
7 - Maximum credit limit $300,000
8 - Loans are secured by the DMs contract value. Other terms and conditions apply, contact the credit union for details
9 - Preferred Agency Staffing Loans are secured by Contract Value. Rate varies based on borrower’s qualifications. Maximum loan amount $15,000.00 per hire / $45,000.00 maximum TOTAL loan amount, not to exceed 80% of available Contract Value. Minimum loan amount $500.00. Existing staff who were hired 90 days before loan application may also qualify. Offer letter, to be provided, must include new hire name and hire date.
10 - 90-day deferment period followed by a 6-month amortization period. The deferral period will only apply to the first installment for loans funded under this program.
11 - Maximum loan amount not to exceed 80% of the available contract value for borrower with a 680+ credit score. Rates and terms may vary based on a borrower’s credit qualifications.
All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval. For a $100,000 Contract Value loan with a term of 180 months at 9.24% APR the monthly payment will be $1029.
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Rates effective as of: September 19, 2024
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