Skip nav to main content.
Recreational Vehicle Loans

It's time for an adventure

Want more out of life?
Get a low-rate loan for your favorite RV, camper, travel trailer, or 5th wheel — and start exploring.

Apply Now View Rates
wave-gray

Rates as low as APR*

View rates

Monthly Payment

Loan Amount
$
Choose Your Rate (APR)
%
Choose Your Loan Term
Apply Now

This calculation represents an estimate.
Other factors can affect your final payment.

A better deal from us

Our recreational vehicle loans are generous and flexible, with rates that won’t break the bank. We have up to 90% financing available, so you can keep your savings intact. We never charge prepayment penalties, and we allow for borrowing up to $200,000. Need to add Guaranteed Asset Protection (GAP) or Credit Life and Disability insurance(s) to your loan? We make that easy too.

Vector (1)

Up to 90% financing available

Vector (1)

Loans up to $200,000

Vector (1)

Absolutely no prepayment penalties

Vector (1)

Fast and easy online applications

Apply in 10 minutes or less

We make it easy to get a loan you’ll love.

  • 1

    Apply

  • 2

    Review

  • 3

    Approval

Apply Now

I deal with a lot of Banks and Credit Unions and I have to say NW PREFERRED FCU is #1 in my book, both in terms of friendliest and most professional, thank you for caring about the members. Thank you again for making my life easier.

— Deborah – Aberdeen, WA

  • Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

    The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.

    Maximum RV loan amount not to exceed $200,000.

    If the RV qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.

Rates

Boat & RV Loans

Rates effective as of: September 18, 2024

f-fixed, v-variable, a-adjustable

Rates and terms may vary based on a borrower’s credit qualifications. All loan rates are determined by Credit Union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now or hereafter adopted by the Credit Union. All loans subject to credit approval.

*The Annual Percentage Rate is variable and is figured on the following basis: The Annual Percentage Rate will be calculated on the last day of each calendar quarter. The Credit Union starts by calculating the index, which is the average auction rate on 26-week U.S. Treasury Bills for the prior 3 months, rounded up to the nearest ¼%. The Credit Union adds a margin to the index. The amount of the margin is based on your credit profile and other factors the Credit Union deems appropriate. The margin for your account will be disclosed in a document provided when your account is opened. The total of the index plus the amount the Credit Union adds is the Annual Percentage Rate. The Annual Percentage Rate is divided by 12 to produce the monthly Periodic Rate. The adjustment of the Annual Percentage Rate affects your entire outstanding balance and is effective for the second full statement cycle following the calculation date. The minimum Annual Percentage Rate on your account is 8.75%. We will review your credit profile from time to time and may adjust the amount of the margin (and the resulting Periodic Rate and Annual Percentage Rate) based on your credit profile.

2- The Annual Percentage Rate is variable and subject to change on the first of each month. The quoted rate is established by adding a factor (based on borrower’s credit profile) to the 26-week Treasury Bill rate, rounded up to the nearest ¼%.

3- Maximum Boat loan amount not to exceed $100,000. Maximum RV loan amount not to exceed $200,000.

4- If the RV or boat qualifies as a residence (has sleeping, sanitation and food preparation capabilities) the loan qualifies for extended terms.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: September 18, 2024

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking